The purpose of a Management and Occupancy Review (MOR) is to verify compliance of the property with the terms of the Housing Assistance Payments Contract and Regulatory Agreement. Owner compliance will also be verified regarding civil rights regulations, including Title VI, Title VII, the Americans with Disabilities Act, and Section 504 of the Rehabilitation Act of 1973. The MOR will be conducted in accordance with HUD Handbooks 4350.1 and 4350.3 REV-1.